Overdraft & Mortgage application

Hi just wondering - have an overdraft on my account but not in use most of the time ie in credit! Just wondering is this counted as a loan re: mortgage application?

Thanks!

In a word - no! As long as your overdraft limit is not exceeded and you have no referral fees and/or bounced items on your bank account it won't go against your mortgage application in any way.

Sarah

www.rea.ie