Opel 50:50 and half rule

Purchased car under opal 50:50 deal where 50% paid up front and 50% put on finance after @ 12 months began making repayments over 4 years.

My question is does the half rule apply to the total cost of the car including deposit and finance or does it just apply to the finance element i.e. 50% of Hire purchase price?

Did you not ask when BUYING the car and prior to ENTERING an agreement?

Full explanation of the half-rule [broken link removed]

Thanks for this link, as I was questioning the same thing.

So the deposit is taken into considering!!!! in regards to the half way mark.
On another thread here, a poster said it was not.

Thanks for the clarification.

cheers Caz