Good point
If a PRSA is the right pension vehicle for you (e.g. you don't have access to an occupational scheme or you can't find a personal pension plan that better suits your needs and pocket (i.e. charges)) then it probably makes sense to take out a PRSA (most likely Standard) with the lowest possible charges (e.g. below 5%/1% if you can get such a deal by paying a flat fee to an intermediary) and that offers a suitable range of funds for your needs. If you set one up independently on a discounted charges basis (e.g. less than 5%/1% possibly for a once off flat fee up front) then those charges will apply even if you transfer into your employer's scheme so that contributions are made from payroll. I can't recommend specific products myself but check (e.g. with LABrokers, Liam Ferguson, others - check out older topics here about discounted PRSAs) for discounted charges PRSAs offered on a nil-commisssion basis for an up front flat fee that also offer a suitable range of funds. Basically - shop around! The Pensions Board website has a list of PRSAs on offer if that's any use but bear in mind that going through an intermediary/broker may offer better value (on charges) than going direct.
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