Hi, myself and my spouse are looking for some contractual law advice please.
We took out a mortgage in 2001 for an investment property in Dublin. We were not asked for any guarantees.
Roll on 2011 and our financial situation has changed for the worst. We contacted the bank and a couple of weeks later they called us in and issued a contract they wanted us to sign.
The contract stated that we should try and sell the family home. We did not think this was a wise idea and removed it from the contract while agreeing to everything else the bank wanted.
Is the contract now null and void because we didn't agree to all its terms?
We took out a mortgage in 2001 for an investment property in Dublin. We were not asked for any guarantees.
Roll on 2011 and our financial situation has changed for the worst. We contacted the bank and a couple of weeks later they called us in and issued a contract they wanted us to sign.
The contract stated that we should try and sell the family home. We did not think this was a wise idea and removed it from the contract while agreeing to everything else the bank wanted.
Is the contract now null and void because we didn't agree to all its terms?