Who is the car loan with?
Have you tried to reschedule it?
You should not let mortgage difficulties force you to leave the country. If you want to leave for work reasons or family reasons, fair enough. But the legislation is in place now to allow you to go bankrupt and exit in 3 years or go for a PIA and, possibly, exit a lot earlier.
Brendan
Thank you everyone for all the responses
We have been offered this deal? via IMHO who told me aib want the loan money when it finishes which will leave us in this untenable situation.Because we have managed to live like we have .
We are now expected to carry on like this .When we contacted IMHO and handed in an sfs they agreed we could not afford to live below the guidelines and told us it was not right what the bank had offered us .They took over our case and then said we have to live below the guidelines because of the loan?
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