Permanent TSB: Interest First Savings Account
- 1 Year 3.06% **Highest 1 year Rate**
- Minimum: €10,000.
- This account pays interest within a month of opening the account.
- Deposit Protection: Unlimited via Irish Deposit Guarantee Scheme and Eligible Liabilities Guarantee.
I told my wife about this and she has applied online today.
They wanted proof of address, passport etc. This was despite her details being with PTSB already for our mortgage account and other PTSB accounts. She brought ID and proof of address to the PTSB branch where they were photocopied.
My girlfriend was in a branch on Friday (22nd) to open one of these acccounts. The person dealing with her said that the rates are due to change next Thursday (28th)
One possibility that should not be ruled out is that PTSB may be planning to RAISE rates when the ELG ends
Has it just come about this way - or has this been premeditated by the banks i.e. to create the circumstances whereby its pointless holding cash back from tracker home loans?I believe we're coming to the time when it'll more advantageous to pay off a tracker loan than keep money in a bank.
Has it just come about this way - or has this been premeditated by the banks i.e. to create the circumstances whereby its pointless holding cash back from tracker home loans?
The PTSB rate of 3.06% is being reduced from Friday
Ciaran is the only person who can state categorically if it's worth putting money on deposit for anyone paying any type of loan -even trackers.
I'd be surprised if he says it is.
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