gotsomenow
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It is normal for any builder to remain responsible for faults for up to 6 years after the house is completed. Sometimes you will have a building agreement which will exclude minor matters for eg hairline plaster cracks and also items under seperate guarantee- eg boiler etc.
The six years is a common law right. Even where you have a contract which purports to limit your right to seek redress within a lesser period you always have your rights at common law for up to 6 years. Enforcing it is of course often the difficulty. However most ordinary decent builders will come back and sort things out. If not I'd certainly question whether the household insurance would cover it rather than taking a court case. That would have to be the last resort due to stress and costs.
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