C
cailindeas
Guest
Sounds worse than it is - 80k salary in secure job and perfect credit history - pay off more than min balance regularly but have just been lazy about addressing overall amount but in position to take this down by chunks over coming 12/18 months. In the meantime would like to escape the shackles of MBNA high interest rate and do balance transfer to a zero % for 6 months card - all delighted to give me a card but not with sufficient credit limit to transfer the full amount - can't be bothered with charges/admin of maintaining multiple cards. Even my own bank BoI offered a paltry limit despite faultless credit history over many years on much more sizable amounts (e.g. car loan, personal loans). I'm a perfect customer but nobody wants my debt! Any suggestions on who will take me on - the process of applying to each institution and then only at the end being told of 5k credit limit is tedious to say the least. This is my only "lifestyle" debt apart from 1 year left on car loan. Thoughts welcome.