Health insurance is just another stealth tax brought in because the government in the 70's didn't have the cajones to push ahead with an NHS style system against well organised opposition. We suffer on.
What is the current state of the NHS? As far as I can see the NHS is far better than what we have over here. Have you ever lived in the UK? Visited a doctor in the UK? Bought perscription medicine in the UK? I presume you have, seeing as how you are of the opinion that you would rather pay health insurance here than use the NHS.
Purple said:I am with VHI but I can't figure out why a company with 85% of the market and a nearly 40 year head start can't compete in a market that they dominate.
MOB said:There is a far simpler solution - The main reason that the VHI has a dispoportionate amount of older customers is inertia. A mechanism could easily be put in place to provide that a percentage of the VHI's customers in the over 50 age bracket should be selected at random and transferred to BUPA, on terms which oblige BUPA to provide identical cover. (there would of course have to be an "opt-out", but I think you would find that most customers would be content to simply let it happen). This would redress the inequality in customer profile, and would leave neither BUPA nor VHI with cause to complain.
fobs said:although another good point for VHI we get our amount deducted from our salary whereas BUPA don't have this facility...
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