I think you'd be mad with lovely oak flooring not to finish it off and set it off right with nice skirting, also the skirts serve a valuable purpose as bumpers for the Walls, with just beading there the bottom of the Walls will get very grubby as they get hit with Hoover, dusty brushes and mops. You'd really be surprised, I give the skirts a run every time I clean the floors and you'd be surprised how much gets caught there that would be on your painteork were it not for the skirts.