At the time, it took forever - but maybe this was because they would have had to deal with a stack of new business all at once. Perhaps it has quietened down now.Hi, does anybody have any experience of switching to this mortgage. How long does it take? Is it worth it in terms of reduced monthly payt? Thanks
With NIB the following are possibilities:
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.
50% LTV or less : 4.59%
It is. The APR is 4.59% (no, I don't understand either....).Is ECB+0.5% no longer on offer?
Hi wigwam
It is taking MONTHS for NIB to sort this out (approved and told we could drawdown within two weeks last August AFTER a few months), so much so I am lodging a complaint formally as per their complaints procedure and lining up a second mortgage as I don't hold much faith in NIB at this point.
I am hoping it will proceed but it is at the stage now where I will lose the property if I do not pay. Just to let you know. Calls, emails all ignored.
Re question on valuation ask the valuer if they are on NIB list and to complete the NIB form. Our valuation cost 150 euro.
I'm contacting only IAVI members as I'm led to believe that's the only pre-requisite NIB put on who does these valuations.
IAVI only (unless that changed in the last 6 months).What's the difference between IAVI and IPAV members?
Do they accept IPAV valuations?