There is no reason why it couldn't be faster if there weren't such legal footwork to do. Why is it so complicated, that's the real issue. Who benefits from it being complicated. If my house is registered and my mortgage record good, why should it be any more difficult than changing gas company.
If Bank of Ireland gives me a mortgage, why can I not move to AIB a year later without hardly any paperwork. Why do they need a new valuation. Why isn't it just a simple procedure for the property to be registed with the new mortgage and the removal of the old one.