new mortgage interest relief

Sammie

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Mortgage interest relief

The rate of mortgage interest relief for first-time buyers is being increased from 20% to 25% in year 1 and year 2 and to 22.5% in years 3, 4 and 5. The additional relief will be available to new first-time buyers and first-time buyers who have bought a house in the last 4 years. These changes take effect from 1 January 2009.



How is this calculated and applied in Jan to my mortgage? I bought my house in 2006
 
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