Brendan,
Just came across mycash.ie and think it's thoroughly deserving of my time to review here as it brings a completely new depth of understanding and clarity to some complicated financial circumstances.
I wont comment on the site in it's totality, but I have been looking at the Pension Calculator in particular.
Firstly the calculator itself is very pleasing to the eye, integrates good colour, simple english and results update as you change each input, results displayed as a number and in a easy to understand graph.
Some of the inputs required are complex and their importance may not be obvious to all: Think a 2% management fee isn't much more than a 1.5% fee? Stick it in the calculator and prepare to have your mind changed!
For me, this calculator educates and informs - most other pension calculators 'dumb down' pensions to a level that I think is wholly inappropriate and can lead to poor decision making by individuals.
Lastly, the only thing I would like to see additionally in there, is something to highlight the difference between expected returns on cash, debt and equity pension products - many people do not understand the massive implications of that decision in picking a pension product.
It's great work and the team behind it deserve success and our thanks.
John