I could and most likely be wrong here but I thought that PSD2 only applied to electronic payments and doesn't necessarily apply to just logging into your account to check a balance,
why as JPD says can I log into my account with only my phone but with my computer I have to have a second electronic device like a phone
Surely if it's "mandatory" it applies to all ways of accessing your bank account??
Yes. You are wrong.I could and most likely be wrong here but I thought that PSD2 only applied to electronic payments and doesn't necessarily apply to just log
Nonsense.why as JPD says can I log into my account with only my phone but with my computer I have to have a second electronic device like a phone
Surely if it's "mandatory" it applies to all ways of accessing your bank account??
It'll be clearer when they implement it. I've never banked with PTSB, but I took a look at AIB to double check how they implemented. I rarely use the web, as most functionality is available in their App.Thanks RedOnion, it kind of does but doesn't specifically mention logging in but would presume if one bank is doing it then the others will follow suit
When you login, AIB have an option to only have limited access, and bypass the 2nd factor. If I choose that, I can view accounts and transactions, but nothing else.
I don't see this option with any of the others.
They created 2 versions of their website.Sorry Red for dragging this out, It's a slow and painful death for me and probably the rest of youse
So presumably AIB will have to update their log in process to comply with PSD2 or our they of the same understanding as me ??
One concern I'd have about the App and phone is if someone robs your phone, they have both the app and your phone. At least until you get to cancel the phone or something.
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