Neotiating mortgage discount with Bank for paying off tracker

delgirl

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I read in the that some banks are offering discounts for homeowners who pay off their tracker mortgages.

Has anyone had experience of this and what level of discount could you ask for?
 
Hi casperb, I know they're offering €1000 to people to switch their tracker mortgages to another bank or product. There is also some info in the article in the Indo that if you pay off your tracker mortgage completely, they will give a discount on the total amount owing.

I just want to see if someone has done this already or if anyone could suggest how much discount we could ask for if we offer to pay off the mortgage completely.
 
It's only Halifax that are offering this 1000 euro because they are puling out of Ireland. It is on offer to all Halifax mortgage customers who move their mortgage to another lender . No other bank has said they are offering a similar deal.

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It's only Halifax that are offering this 1000 euro because they are puling out of Ireland. It is on offer to all Halifax mortgage customers who move their mortgage to another lender . No other bank has said they are offering a similar deal.

This is the quote from the article in the Indo:

"Others will now start to offer bigger and bigger inducements to get you off your tracker because lenders are losing money on trackers," Mr Deeter added. "Lenders will go further and knock several thousands off your mortgage if you clear it."
 
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