surely the bank has to be able to offer us something besides split mortgage in unsuitable house.
The mortgage is €209,000 . I suppose house is only now worth €120,000 we are thankfully on tracker rate. We cannot afford our full payment as we both cannot work full time anymore because of the boys. We should be paying 750 ish a month we are paying 457. This is why only option bank will offer us is a split mortgage extended over an extra ten years in our existing property. Problem is we cannot afford to rent someone and pay mortgage on house.
Brendan, I think your posts on this thread are extremely insensitive. Not unlike responses one would get from the the very same banks you are so quick to defend.
I suppose we will have to face that we will just have to hand it back or something since there doesn't appear to be anything else - we weren't looking for something more expensive just something to same or less value. Anyway thanks everyone for replying.
We are just desperate and dont know where to turn nobody seems to be able to help or advise us the local authority as things stand wont help us and the bank cant help us .
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