Need help picking where to put savings

Hey , I currently have over 10,000 + in my esb account . I was contacted by them 2 weeks ago that my 5 year savings plan is coming to an end . They sent me out details on what my net return would be if i continued with the plan for another 5 year . The gross return would 18.00 % and the net return would be 12.60% after Dirt.This is my First time looking up savings accounts ( my parents set up the account for me 5 years ago ) and I'm fairly confused .Do i get a better interest if i take the money out and put it into the state scheme saving plan for either the 4 or 5 year plan or would you recommend another bank to go to ?

thanks
Andrew

Hi Andrew,

You get a better return with State Savings 5 year 6 months savings products that you do with EBS 5 year rates. State Savings offer the highest rates for long dated term deposit products.

Ensure you are okay with your money been locked (subject to exit penalties) for such a long period of time.

Ciaran