M
I doubt that somebody with that level of debt will have too much scope for shopping around - i.e. many (most?) lenders will not be willing to lend so that they can replace an existing higher cost loan with a new lower cost one. Obviously one way to find out though...Make a list of the interest rates you are paying on each loan and then shop around for cheaper ones.
Why? Don't they charge a fee for the same sort of service provided for free by MABS?Would any of you recommend going through my MyVesta
But you cannot afford to be buying presents in your current financial situation! At the very least look at buying second hand stuff or making something yourself for them etc.And by the way how do you tell 2 young kids that Daddy wouldn`t be buying you any present this year as he`s broke.........put your self in my shoes
Such as...But you cannot afford to be buying presents in your current financial situation! At the very least look at buying second hand stuff or making something yourself for them etc.
And by the way how do you tell 2 young kids that Daddy wouldn`t be buying you any present this year as he`s broke.........put your self in my shoes
But you cannot afford to be buying presents in your current financial situation! At the very least look at buying second hand stuff or making something yourself for them etc.
Re: Nintendo Wii - Where to buy?
I spent ages looking around for one for my kids, in the end I spoted and ad in the local paper posted by a store call Game Stop, they were getting in a delivery of 100 Wii`s and they would go on sale that Saturday. I would suggest ring some of these stores to find out if they have any coming in.....keep ringing them even if it mean every day. By the way when I got my one it was the 3rd last one left in the store out of the 100 so yu would need to move fast.
Sixteen odd months ago, with 25k of debt, the op was advised to contact MABS in this thread. Doesn't look to me like any sound advice was taken on board - a car loan and a credit union loan added to debts since.
Yeah - seems pointless in offering further advice in this case since it looks like it will be ignored. Nobody can help you if you can't/won't help yourself.It seems as though the OP CAN AFFORD to be buying Christmas presents, here is his post at 5.27 this evening ! -
Probably a dad who is out of the family home feels pressurized into buying the latest gizmo for his kids, even if it's not logical it happens particularly at Christmas. I've seen the poorest families buy their kids the most expensive presents borrowed from money lenders.
Mtcrowley as others have said you need to make contact with Mabs to help sort you out, but it's you who have to make the first step. If you don't this cycle of debt will get worse and worse. Actually the first step today would be if you cut up your credit cards. You asked for advice so try and do those two things today if you do nothing else. If you don't come back on here saying you've done something concrete to solve the problem yourself you will make it difficult for other people to try and help you.
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