Hi Kingkenny, I had an online execution only a/c for yrs with Goodbodys thro AIB online. I found the service "ok" . Could trade US/UK/IRL markets. But the commission - based fee's were OTT. I bought shares last yr in a US company, paid what imo was a hefty fee AND also got crucified with a crap FX rate. It also took a long time to execute my order ( a few days) and I had to keep checking back to see if it was executed. Goodbodys also charged an annual fee of €26 as icing on the cake! That did it for me. I have no idea what all these fees were for. No real "work" was involved with my transactions - as far as I can tell, the computer did the work. I don't expect to pay nothing for a service, even a computer service, but I really resent being screwed with high fees. I looked around various options and plumbed for TD Waterhouse with set fees of €20 per trade. I think they offer a lwr fee of €15 if you are a "frequent trader". The FX was poorer than I could get on currency.ie but I felt it wasn't extorionate. Despite it costing me €13 per company share to transfer out of Goodbodys, I felt it was worth it. From memory, I estimated that if I liquidated all my shares for cash, the difference between Goodbodys and TD would be in the 1000's in fees and charges. TD Waterhouse's platform is much better imo, and more user friendly. But it has some display issues that are mentioned elsewhere in AAM.