National Irish Bank Overdraft for Easy Plus Account

NIB are getting rid of free banking and are offer three different current account packages, as detailed on their website.

For the Easy Plus the overdraft limit is given as 25,000 and for the Prestige account it is given as 50,000.
Are these the limits given to all customers who open these accounts or is that the maximum limit and the specific limit the customer gets is based on a credit assesment etc.?

Thanks,

BB.

blendedblue said:

Are these the limits given to all customers who open these accounts or is that the maximum limit and the specific limit the customer gets is based on a credit assesment etc.?

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I’d safely say only the chosen few would get those limits, in the information tab on the various current A/c’s it states;

‘’Overdrafts and credit cards are subject to age and credit assessment’’

http://www.nationalirishbank.ie/en-ie/Personal/Day-to-day/Current-Accounts/products/Prestige/Pages/Prestige.aspx?tab=3#tabanchor

blendedblue said:

Are these the limits given to all customers who open these accounts or is that the maximum limit and the specific limit the customer gets is based on a credit assesment etc.?.

Click to expand...

Credit assessment. Tough credit assessment.