It sounds harsh but you need to cut all avenues of access to money except the allocated weekly budget. I cannot see how your wife is taking this seriously if 116 of weekly budget was blown in one day on items like candle holders, cutlery, mcdonalds etc...
Hi,
Thanks for the comments,
Budget for this week: €175
Here's what was spent today,
Baby Milk + Normal: 15
Mc Donald's: 9
kids clothes: 16
Postal Order: 15 (More crap we don't need)
Kids Toy: 10
2x Cutlery sets + 2 candle stands: 48
Lotto: 3
Total: €116
Now you see what I'm dealing with
Had another serious talk - I think its hitting home now.
€62 until next Sunday & not a penny more. Aldi tomorrow.
Yes it’s getting through slowly - There is no way I'm letting this slide. I can’t stand living the way we were the last 2 years.
It was said earlier this is a lifestyle shift - I'm very happy to embrace it and get to a good position month after month. I will keep on her with the spending.
Cutting access would be like cold turkey to a drug addict, I suspect I will need to move this way but in a more gradual approach.
Access is via laser card - She took the €180 out this morning but had pre-arranged to buy the 2x Cutlery sets + 2 candle stands for €48 a few days ago. NO EXCUSE WTF do we need this for?????
Can’t get annoyed as it will just lead to arguments.
Will keep plugging away - I will be doing all the food shopping with her.
Will update as the week progresses.
Another positive, I adjusted the hot water last night. It was running for 3 hours every morning, changed it to 30 mins and still have hot water for shower and warn water for the day.
Saves 75 hours of gas per month.
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