Unlikely.
I assume your mother was a Class D contributor and such don’t qualify for any State Pension. When she left service in 1978 (and presumably got a gratuity of some sorts in lieu of any occupational pension).
The changes announced today really effect Class A (private sector) who lost out when they stopped contributing to mind children.
Do you not think it is Bonkers that someone who never was out of work in there life and payed into the system close to 50 years finish up receive 193 per week instead of 232 per week between 65 and 66 ,I accept the point that the Gov moved the State Pension age to 66 thus creating a gap in payment of 1 year. To modify the impact, the Gov did allow retirees at age 65 to claim Jobseekers Benefit for that 12 months (albeit at a lower rate than State Pension).
The problem is longevity. Average life expectancy for a retiree at 65 is now circa 20 years for a male and circa 24 years for females. With a current State Pension of circa €12,500 pa the capital cost (if you tried to buy such as an Annuity in the open market) would be circa €325,000. If you add on the Adult Dependant addition, that’s another capital value of circa €250,000.
So for a couple retiring at age 66, the combined State Pension has a capital value of almost €600,000. Longevity is the reason most States are seeking to extend the retirement age. And the costs are only going to get higher.
This thread had gone off on a tangent. Back to the OP, is there any chance pension benefits were preserved when your mum left the civil service? Or as Conan said, maybe the lump sum gratuity was in lieu of preserving benefits. Maybe there was no choice at the time.
In 2000, I left a public service post, (Class D PRSI) and had the option to preserve benefits. When I retire, those benefits are worth 1/80 of the current salary for the post, for each year of service.
Retired2017, you seem to think that the State should reward work and enterprise and that people who worked all their lives and contributed should be better off when they retire than people who never worked and never contributed. While to many of us that seems like a reasonable position to take it in fact marks you out as an extreme right-wing lunatic who hates the poor and downtrodden.
Didn't you know that everyone is entitled to the same standard of living and to be given a house without ever being asked to contribute to what they get?
Didn't you know we live in a rights based society where nobody has any corresponding responsibilities?
Oh, and if you think it's bad now just wait until FF and the Shinners are in power together!
One of these days I will open a post inviting you and others to join with me in showing them up . FF/FG,
PS
I have being following aam for years I sure will , I just checked him out ,DO you know any George Carling RIP sayings,never ?????,When you do please invite my friend jjm to contribute. PRSI and pension unfairness is his favourite topic.
If your father is paying an A Stamp then he should be entitled to a State Pension at age 66. Your mother is unlikely to get a similar pension, but she may qualify for the Qualified Adult Dependant additional payments (means tested on her income/ assets).
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