Multiple Loans?

S

sweetpenny

Guest
Just a quick question! If I have one loan with say AIB and apply for another with Tesco or BOI will TESCO/BOI be able to find out the amount and terms of the current loan I have with AIB.

I know they will probably see some records on my file with the Irish Credit Bureau, but are the finer details recorded of a loan?
 
Not unless you miss repayments. However the loan application form may ask you about existing loans that you have.
 
If your AIB loan has been registered with the ICB yes they will, however there are no fine details printed out as part of the loan, only if you have made the payments or skipped any payment.
 
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