Has anyone experience of being an existing AIB credit card customer and moving abroad, moving your billing address to your new foreign location?
I have a "nice" limit on my AIB card and have only recently gotten a German card, with a paltry limit on it that only increases if I deposit my salary with the same bank (very common practice with German banks and credit cards). Currently I don't do this and it's not yet convenient to do so, therefore I'd like to hold on to my AIB card.
Up to now I have been using a family address in Ireland for all correspondence but I've read that non-residents are not liable for stamp duty on credit cards, so if AIB were ok moving my correspondence/billing address abroad, I'd have a free credit card with my decent limit.
I like being able to go on hols and put everything on the card for the whole time, including hire car and hotel deposits etc. which can quickly max out lesser cards ;-) I like knowing that my limit will just cover everything, so I don't want to "spook" AIB unless I'm pretty sure there will be a positive answer. I do NOT want them to suspend my card because I'm non-resident.
(I also like knowing I don't have to pay back the entire balance if I don't want to, though never use this feature to avoid interest payments. My current, and most German cards, force you to clear the entire balance each month, so function more like charge cards than credit cards really)