I have recently moved to Ireland and would like to buy an apartment for ~160-200k.
Full time job, no probation but work only for 2 month as of now.
Yearly income 100k.
Current savings 70k.
Is there a chance of getting mortgage at any of the banks?
Or perhaps I would have better chances with credit union? My local union (Croi Laighean) offers mortgage at 5.12% APR which OK for me.
Don't want to ruin credit history with denied loan but need one as soon as possible.