I work for a Construction Company but will be seeking improved employment in the new year. There is available jobs in industry and practice.
Herself works for a organisation as a staff nurse and will also be changing her job in the new year, again improved employment.
The quote is with PTSB, they said you can start it and cancel at a later date, but you cant start it at a later date.
They also stated that you have the option to insure one individual or part of your income.
I am thinking myself that I would prefer to have a savings lump sum there available, accountant in me says that I would rather the cash in my pocket rather than the banks pocket.
Thanks for your input guys, just wanted to see what other peoples views where on the matter.