Brendan Burgess
Founder
- Messages
- 53,464
KBC sent this useful matrix out to their brokers. Of course, they don't highlight the fact that KBC does not pass on interest rate cuts to new customers. But as it's such a good format, I thought it worth reproducing.
They don't factor in the 2% cash back from BoI or ptsb. But it's useful for comparing the other lenders.
BOI: BTL Fixed Rate quoted = 50-70% LTV Band.
Ulster Bank: BTL Fixed Rate quoted are 60-70% LTV. Ulster Bank’s new business fixed rates roll to their SVR - currently 4.30%.
PTSB: Buy to Let rate quoted is 60-75% LTV.
Competitor rates correct as at 21.03.2016.
KBC rates effective 05.02.2016.
All information, prices and rates quoted in this Guide in respect of other institutions have been obtained from publically available sources. KBC accept no responsibility or liability for this information.
All KBC information, prices and rates quoted in this Guide are for guidance only and do not form any part of a legal contract, agreement or understanding. For accurate real-time information and rates, please contact KBC directly for specific tailored information.
*Incorporates a 0.20% discount on the equivalent new business rate. To avail of this offer the applicant must have a Primary KBC current account, to which their salary is mandated and their monthly mortgage direct debit is paid from. For fixed rate mortgages, the 0.20% discount is also applied to the relevant LTV roll off rate.
They don't factor in the 2% cash back from BoI or ptsb. But it's useful for comparing the other lenders.
BOI: BTL Fixed Rate quoted = 50-70% LTV Band.
Ulster Bank: BTL Fixed Rate quoted are 60-70% LTV. Ulster Bank’s new business fixed rates roll to their SVR - currently 4.30%.
PTSB: Buy to Let rate quoted is 60-75% LTV.
Competitor rates correct as at 21.03.2016.
KBC rates effective 05.02.2016.
All information, prices and rates quoted in this Guide in respect of other institutions have been obtained from publically available sources. KBC accept no responsibility or liability for this information.
All KBC information, prices and rates quoted in this Guide are for guidance only and do not form any part of a legal contract, agreement or understanding. For accurate real-time information and rates, please contact KBC directly for specific tailored information.
*Incorporates a 0.20% discount on the equivalent new business rate. To avail of this offer the applicant must have a Primary KBC current account, to which their salary is mandated and their monthly mortgage direct debit is paid from. For fixed rate mortgages, the 0.20% discount is also applied to the relevant LTV roll off rate.