mortgage query- in husbands name. help

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emmah89

Guest
Hi.

My husband and I are currently looking at buying a house through co-ownership. however, i am on temporary employment and i've been told my income won't count and we have the option of applying jointly or my husband applying by himself. We get joint tax credits- he is paid the working tax credits and im paid the child tax credits. is this able to be included in his income? either the working tax credits or both?

Many thanks!!
 
Is there a possibility that your job will be made permanent? If yes, then some lenders will take a letter from the employer confirming this and lend based upon your income being permanent in say, a month or two's time.

Also, you could get the child benefit paid to your husband's account as well so that lenders will include this as part of his income.

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