R
Ralph08
Guest
Hi all,
I am hoping someone out there can point me in the right direction. A friend of mine is going through the process of buying a new house and is due to draw down mortgage very soon. Last year she went through a tough time and took an overdose. This was a once off cry for help and all the docs agreed that it was v unlikely to happen again. The problem is she is now being refused mortgage protection and the bank won't give her the mortgage without it. Is it possible that any of the insurance companies will give you cover but exclude death by suicide? She hasn't been offered this but would definitely accept those terms. She has a broker but I don't think he is very helpful so i've advised her to get a good broker. Does anyone know of any insurance companies or brokers that specialise in the 'non-standard' type risks?
I would greatly appreciate any help you could give me as she is starting to stress now that the house sale will not go through.
Thanks
I am hoping someone out there can point me in the right direction. A friend of mine is going through the process of buying a new house and is due to draw down mortgage very soon. Last year she went through a tough time and took an overdose. This was a once off cry for help and all the docs agreed that it was v unlikely to happen again. The problem is she is now being refused mortgage protection and the bank won't give her the mortgage without it. Is it possible that any of the insurance companies will give you cover but exclude death by suicide? She hasn't been offered this but would definitely accept those terms. She has a broker but I don't think he is very helpful so i've advised her to get a good broker. Does anyone know of any insurance companies or brokers that specialise in the 'non-standard' type risks?
I would greatly appreciate any help you could give me as she is starting to stress now that the house sale will not go through.
Thanks