Mortgage Protection on UK property

My husband owns a property in the UK which he bought while he was resident there. He took out an endowment mortgage originally but we switched to classic repyment a few years ago and kept up the payments on the endowment policy too. We are now thinking of cashing in the endowment so we'll need to set up a simple decreasing mortage protection policy instead. It seems that him not being resident is a problem for alot of the UK life assurance companies. So far we can't seem to get a quote that's valid for an overseas (i.e. not UK based) resident. How does everyone else do it? Any advice gratefully accepted. thanks

Do you need a protection policy - i.e. will your mortgage lender force you to have one? If they are willing to continue with the mortgage to a non resident then they surely must have other customers in your situation - where do they have ther protection insurance from?
If they don't make you have one - then maybe don't bother with it? If the worse happens to your husband - would you be able to pay off the mortgage- could you sell the property? MAybe you could just take out a seperate life insurance policy here for a fixed amount - not specifically linked to the mortgage?