Galwaygirl
Registered User
- Messages
- 107
Hi
Currently in the middle of a mortgage application. We are self building and had some funds to get us to roof level. Then we applied to our own bank for a mortgage which has turned into a long drawn out and highly stressful affair. I thought we had reached the end of the hassle as our bank informed me that a cheque was released for the first (of 2) drawdowns on Thursday. I was looking at the paperwork they sent me and it appears that they have added in mortgage payment protection of 58e a month. we had signed a waiver form to refuse this cover but somewhere along the way they have reinstated it. Has anyone else experienced this happening and if so what did you do to rectify? I am scared that if I raise it with them or solicitor I might not be able to lodge the mortgage cheque and we are in desperate need of this to pay workmen etc. Any advice gratefully received. I am so fed up with my bank I would love to switch accounts and mortgage but am too afraid it would be as traumatic elsewhere!
Thanks
Currently in the middle of a mortgage application. We are self building and had some funds to get us to roof level. Then we applied to our own bank for a mortgage which has turned into a long drawn out and highly stressful affair. I thought we had reached the end of the hassle as our bank informed me that a cheque was released for the first (of 2) drawdowns on Thursday. I was looking at the paperwork they sent me and it appears that they have added in mortgage payment protection of 58e a month. we had signed a waiver form to refuse this cover but somewhere along the way they have reinstated it. Has anyone else experienced this happening and if so what did you do to rectify? I am scared that if I raise it with them or solicitor I might not be able to lodge the mortgage cheque and we are in desperate need of this to pay workmen etc. Any advice gratefully received. I am so fed up with my bank I would love to switch accounts and mortgage but am too afraid it would be as traumatic elsewhere!
Thanks