Mortgage moratorium

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mscomet65

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I am recently unemployed and wish to approach my mortgage company for a 3 to 6 month moratorium and need some advice.

Background: I needed to move from my apartment complex. Since I cannot sell the property in the current climate, I decided to rent my place out and rent a more suitable home for myself.

On paper, I have an income on my apartment but that income is used to pay my own rent – net/net.

Should I share this rental set up with my mortgage company? How should I approach them for a break on repayment? I expect to find work after the holiday season but need a break until then
 
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