With Interest rates on the rise again the repayments on my investment property are now only barely covering the mortgage. I was reminded to check whether I am getting Mortgage Interest Relief. I’m not 100% sure, but I think I did have this in the beginning. I seem to remember that on the same day the mortgage payment was taken out of the account, the interest relief (approx €50 or so) was credited to the account. This definitely does not happen any more though. The only thing that has changed is that I did extend the mortgage and take another 10k top up. I'm not sure if that would affect it.
I tried to call the revenue the other day, but the recorded message said that they were experiencing very high call volume and I would not be able to speak to a person, and the automated system could only send me forms.
Can anyone advise whether they think I am or am not getting this at the moment. What si the best way to go about checking? Is there any other numbers I can try?
Any advice mush appreciated.
Thanks
Colly