Mortgage interest relief calculation

I just searched the site for information on how to add a spouse to a mortgage and found this thread: http://www.askaboutmoney.com/showthread.php?t=67105

It appears from Clubmans's last comment on that thread that I don't need to have my wife on the mortgage to get the married interest relief. Is that the case? Does the fact that she has another property affect that?

Any info would be much appreciated - thanks to those who have replied already.
 
We transferred the TRS to our house after we were married. Husband had a house previously and was his PPR up to a year after we married. He was actually working away from home completely. When he moved into our house he transferred it over, a year and a half after we bought the house. THough both our names were on the mortgage.
 
From previous discussion, it looks like your wife does not need to be on the mortgage she just needs to complete a TRS1P form. Give revenue a call to confirm?
 
Thanks everyone for replying. I'm gonna give the revenue a call to confirm but it looks like good news. I'll reply once I get the final word.
 
The amount of relief the standard rate of 20%, so you have the right to 20% or 10K or 3k.This, breaking the 12 months down the line, so you may end up with monthly or 160.
 
Hi all.

Looking for advice on mortgage interest relief. Neither I or my husband ever claimed mortgage interets relief. I Know, What were we thinking.

My husband had a house back in 2001 to 2002 sold it. So first time buyer status gone.

He built another didn't bother living there (lived at home) just rented it out.

I bought a house in 2003 lived there until 2010. Husband moved in, in 2006 when we got married. Moved in 2010 to husbands house.

We are building a new house moving in soon hopefully March. New house costing 250k @5.1% TSB

Can anyone advice on what we should do. As far as I know you can claim only 7 years interest relief.


Any advice would be appreciated.
 
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