Can anyone help out with our situation - basically I am on illness benefit and my husband has been cut to 3 days a week. We are having obvious problems financially. My question is though we foolishly got our mortgage by using an adjusted P60 - by 10,000. If we apply for MIR will social welfare check with revenue for our earnings? We did what we did at the time and have struggled for the past 12 months trying to keep going. We are well aware that we should not done what we did but whats done is done. I don't want to risk getting anyone in trouble for this also. Thanks