Just on that point about the group block insurance, would that not mean that the house was then insured twice? (once by me and once by BOI), I thought that it was illegal to insure the same property twice?
I think I'll get it professionally valued anyway, but just hypothetically speaking I'm curious about how it all works.
For the sake of the 25k in the difference I wouldn't have thought the bank would act but I'm a total novice at this type of thing anyway so I'm probably wrong.
A builder already told me it can be rebuilt for 180 so I was content with that but he's retired so i can't get anything official from him to show the bank.
A builder already told me it can be rebuilt for 180 so I was content with that but he's retired so i can't get anything official from him to show the bank.
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