Hi, Just wondering if anyone has experience of my situation. I have rented out a property for the past number of years and now want to move back into it. I have been on a buy to let rate of 4.29% so want to get the residential rate of 2.59%. Am with KBC, but over the phone get varied advice, on one call am told I will have to reapply for the mortgage and on the next, told I just need to submit utility bills in my name and they will alter the rate. I know I could just wait and see what they do when I confirm in writing but it will no doubt take a while to recieve their response and would really like to have an indication now. Anyone any experience with this? Many thanks.