While you're at it you should clarify this...Will do this.
If that's €1,500 outstanding balance then why don't you clear it with your savings/shares so that your chances of getting a mortgage are improved?No debts other than mortgage and 1500 credit union loan...
That is the plan. It's with the CU. No arrears.While you're at it you should clarify this...
If that's €1,500 outstanding balance then why don't you clear it with your savings/shares so that your chances of getting a mortgage are improved?
If it's €1,500 per month in repayments then what are the details of this loan? Remaining balance and term and rate?
I am not going into detail here on my previous situation or my plans for where I will be while renovations are to happen. I originally asked about advice on smaller mortgage and basically how to deal with AIB. I think I have achieved an awful lot...and am.happy with how this has turned out so far. I have not run into difficulties and I am nearly there. I am trying my hardest to service my debt not run away or even dodge it. Just looking for AIB to support my moveWhat is your plan in terms of housing when the house is being renovated? Did you get the renovation professionally costed? As noted above, the cost changed between posts. Can the house be lived in without the renovation as an 80k renovation is quite substantial? Is part of this renovation a nice to have or is everything needed in the short term. I think that while downsizing is perhaps the best option, the way you have been tackling it is somewhat irrational. You created difficulties for yourself in the long run going into arrear with 70k savings, you have put your house for sell and are also sale agreed without having an agreement and a clear plan on how to get the money needed. The amounts you need to borrowed varied from 147 to now less than 100. If I was the buyer or the seller involved, I would run away fairly promptly.
I know and I have that all organisedPlus of course you can't actually move into the new house if you are applying for the vacant homes grant, have to get approval first while it's still empty so need to consider accomodation for that stage whatever about the following renovations.
That doesn't clarify much to be honest.That is the plan. It's with the CU. No arrears.
It was in my proposal to AIB...
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