hi guys I'm looking for some advice here.
II'm hoping to purchase a house quite soon.
I'm looking for a mortgage of €55k as I'll be paying €250k cash off the house.
Repayments on €55k are around €500.00 a month and I currently save €600.00 a month for the last 4 years whilst also paying €300.00 a month mortgage.
i applied for my ccr rating and i had two card with outstanding debt,one is with cabot for €1150.00 and second with aib for €3000.00 both from 2007.
Can i ask will this effect me getting a mortgage.
Any advice will be appreciated