Mortgage arrangement ends advice pls

S

shelly00

Registered User
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1
Hi,
I would love some advice, ive had a mortgage arrangement in place for the last few months (reduced payments)... from next month my husband and I feel we can now manage our mortgage payments but we cannot afford to pay any extra capital added to our existing mortgage payment.

the bank has explained our full mortgage payment commences next month but our payments will be increased because of the reduced payments.

We are wondering would the bank accept we pay our full mortgage but defer the increased payments until we are ready?

We would appreciate some advice as to how to approach this?

thankyou!
 
I simply cannot see how they would refuse, but it does depend on the bank. You have a good chance with AIB, who is your bank?
 
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