Mortgage Approval in Principle

S

SuzyQ80

Registered User
Messages
13
Hi

Can someone please help me. I got a call from the council on saturday and they advised me to seek approval in principle and come back to them asap. Pls can someone advise how i go about this? Do i need to make appointments? Do i need to bring stuff with me? I would appreciate any help on this because i am in work at the moment so i cant make phone calls and now today of all days that i need my mobile phone it has broken on me!

Cheers
 
Congratulations just call these numbers or e-mail.

      • IIB Homeloans – Phone 1890272829
      • First Active – contact your local branch
      • Haven Mortgages – 1850 250 150
      • Ulster Bank – contact your local branch
 
Thanks a million - ill get to work on that so!

just so difficult when in work to make phone calls
 

Hi SuzyQ80,

Congratulations first of all.

To save you the hassel of phoning around I would go to a broker. Be sure to tell them you are looking for approval in principal for an affordable house. They will go to all banks and building society's and come back to you with your options and best rates.

I user the Irish Mortgage Corperation they were really good and did all the paper work for me - plus tey got me a better offer than when i applied my self to the IIB Home Loans.

 
Hi SuzyQ80,

Yep - Definitely use a Broker as they will take the hassle out of it for you!
The Bank all have different Credit Policies and ways of calculating your 'Net Income' etc. so rather than having your head wrecked by them - call a Broker who has a good reputation locally.
 
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