Thanks for this RedOnion, I'll look into UB.Each bank is different. I think UB will factor in 50%, but it will depend on what industry you're working in, and how regularly / consistent the commission payments are.
Yes, base salary over 50k.What is your basic - is it over 50k?
Covid affected yes meaning I will need to re visit the application in a few months time, hoping to find a way of getting approved for more, maybe an exception would be better way to go.Broker is way to go - otherwise banks hand registered your details and this can complicate broker attempts later.
Is your business affected by covid ?
Can they lie?In your circumstances, unless broker lies it won't make a difference.
It's called fraud.Can they lie?
Don't confuse 2 things.maybe an exception would be better way to go.
Commission is allowed in calculating LTI for Central Bank
which I've always found a little unclear.income” means the total gross annual income, before tax or other deductions, of the borrower
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