Mortgage application criteria - what does this line mean, exactly?

What does this mean?

"Borrowing is subject to 40% of net income being available to meet other capital and interest loan repayments"

Might seem like a silly question but I can't quite decide what it means, i.e. what % of ones net income is allowable, based on this line, to service a mortgage . .

Re: What does this mean, exactly?

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Brendan
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I'm going to assume that it means they will lend based on a max. of 40% of monthly net income being applicable to cover the mortgage repayment AND any other loan repayment.