Catering141
Registered User
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- 33
My husband switched current account last month and got all DD switched over etc (was told all OK by bank), only to arrive home on Thurs to letter from BOI that mortgage payment not received and if in difficulty best to communicate etc. We didn't miss it, it didn't go through and there was a timing issue with paperwork, new bank signed DD to switch over from 1st Nov but BOI didn't receive notification until after that so missed payment.
The letter says number of months in arrears = 1. Husband rang BOI to ask what problem was, she explained above and he said worried about credit rating. She said if pay by laser before 30 days from mortgage due date it won't go on credit rating, is this true? I want a letter off bank to say no mark on credit rating has been applied, they were quick to issue above letter, I now want a letter to say all OK and lack of communication in banks not our fault.
Is credit rating OK you think? Thanks
The letter says number of months in arrears = 1. Husband rang BOI to ask what problem was, she explained above and he said worried about credit rating. She said if pay by laser before 30 days from mortgage due date it won't go on credit rating, is this true? I want a letter off bank to say no mark on credit rating has been applied, they were quick to issue above letter, I now want a letter to say all OK and lack of communication in banks not our fault.
Is credit rating OK you think? Thanks