MBNA Vs BOI Credit card.

R

Redbhoy

Guest
At present I have a BOI gold Mastercard which charges 13.9%. I have seen an MBNA gold card offering 10.9%. My sister advised me to stay with BOI as MBNA charge interest immediately but you get til end of month to pay with BOI. Can anyone tell me if this is true or if MBNA is the better deal?
Thanks
 
I'm pretty sure that both offer free 56 credit provided you pay your bill in full, and that both will charge interest from the date of the transaction if not. Note that credit card debt is expensive. If you find that not being able to clear the bill in full is a regular occurance, you should consider adjusting your spending habits and/or taking out a loan to clear your CC debts.
 
Assuming you clear it every month

...and if you don't normally clear it you should not have a credit card........

MBNA have the very best customer service of all the CC providers. They have the best online interface as well.
 
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