We agreed repayments of €1500 per month with an interest rate of 0.5% for 60 months. Following that the rate would return to variable and payments would increase.
If I had known I would have looked to switch out my mortgage to a better rate elsewhere.
In 2016 I recapitalised with the help of IMHO ... with an interest rate of 0.5% for 60 months.
You knew full well that your agreement lasted for 60 months.
So why did you not switch?
As it happens, as you were on a restructured mortgage, no other lender would have touched you.
So you have not lost out.
Brendan
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