That's because it would be illegal for them to do otherwise!i never went with Travel agents insurance would just get my own yearly one and never came across any objections with not going with Travel agents.
[broken link removed] suggest that it is quite legal for them to require insurance under the booking contract:But is it legal for them to require travel insurance?
Essential Information for the Consumer
If it is not already in the brochure certain other information must be given to the consumer before the conclusion of the contract (coloured highlighting is mine):
- passport and visa requirements
- health formalities
- contingency arrangements for repatriation and security of money paid over in the event of insolvency of the organiser
- insurance requirements - if having insurance is compulsory, the consumer must be told this along with the minimum level of cover needed. The consumer cannot be forced to take out the organiser's or retailer's insurance. Where insurance is optional the tour operator must, if he has information which would help the consumer to decide to insure or not, give it to the consumer.
Don't forget that most travel insurance policies will cover other risks such as legal costs, personal liability etc. which could result in massive bills.VHI wil cover repatriation or emergency medical care in many cases and some people get limited "free" travel insurance when they pay with their credit card. I prefer putting the equivalent of the premiums into a personal "sink" fund, as the hassle of chasing up any claim would usually be worth more than the payout. The exception might be adventure sport/skiing/diving holidays, where there is actually a "real" risk to be insured against!
most travel insurance policies will cover other risks such as legal costs, personal liability etc. which could result in massive bills.
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