LTV 80% but think it is 87% at best

D

dodo

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Coming out of a fixed mortgage in March on an interest only for ivestment house,To avail of the 80% LTV who decides that I qualify with this mortgage, I think it is around 87% to be honest given the price of houses at the moment.What is my best way of trying to get a tracker 80% LTV from NIB, I have a tracker .5% above ECB with home mortgage ,. So hope to get .79% above ECB with other mortgage. I have not spoken to the Bank yet as I always wait until I talk to AMM.
 
With me anyway, NIB said the LTV Tracker is for PPR only,standard variable is for investment. Hovever when pushed they gave me standard variable - .40% currently 4.94% for the investment property.
My LTV is < 50%.
 
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