A
I've just emailed my local mabs office loking for an appointment this afternoon
Not being smart but with something this important pick up the phone, email isn't dependable or reliable, I don't know why people bother to communicate via email with such important issues.
Did you contact them when you initially got behind with repayments or did you just ignore the problem? If it came to court or some other form or arbitration then having made a genuine effort to address the issue would probably count for a lot. How much is the house worth and how much of a morgage is outstanding on it? What are the details of your mortgage - original amount, outstanding amount, term, rate, rate type (fixed or variable) etc.? What is your income, living expenses and mortgage repayments (ignoring the arrears for now)?I am in danger of losing my home, I am €6500 in arrears and received a letter saying I had 7 days to pay, can't afford it.
Do you think I'll be able to make a deal with them, am in bits over this. Was made redundant and loads of other sh*t, thats my excuse but I know they don't care.
If it went to court and I made a valid option for repayment could I hold onto it??
Please help,
Do you mind me asking which lender you are currently with?
Did you contact them when you initially got behind with repayments or did you just ignore the problem? If it came to court or some other form or arbitration then having made a genuine effort to address the issue would probably count for a lot. How much is the house worth and how much of a morgage is outstanding on it? What are the details of your mortgage - original amount, outstanding amount, term, rate, rate type (fixed or variable) etc.? What is your income, living expenses and mortgage repayments (ignoring the arrears for now)?
Chances are MABS will ask you questions along these lines anyway so no harm in gathering answers now.
as far as im aware there hasnt been any repossesion of a family home in Ireland for about 10 years
as far as im aware there hasnt been any repossesion of a family home in Ireland for about 10 years
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